Choosing the Right Luxury Jewellery Safe for Your Insurance Requirements
When selecting a luxury jewellery and watch winder safe, your first consideration should always be insurance coverage. Every insurance-rated safe offers a different level of protection, and it's essential to choose the correct safe grade for your collection's value — whether you're storing fine jewellery, luxury watches, or both.
At Bespoke Jewellery Safes, we design and build custom watch and jewellery safes that combine elegance, security, and craftsmanship. Each of our safes can be manufactured to Grade 1 through Grade 5 standards, providing peace of mind that your valuables are protected to insurer-approved levels. Inside, we can include bespoke jewellery inserts, watch winders, and custom interiors tailored precisely to your collection.
Insurance Coverage by Safe Grade
Safe Grade Cash Cover Jewellery / Watch Cover
- Grade 1 - £10,000/£100,000
- Grade 2 - £17,500/£175,000
- Grade 3 - £35,000/£350,000
- Grade 4 - £60,000/£600,000
- Grade 5 - £100,000/£1,000,000
Please note: The cash and valuables limit cannot be combined.
For example; if you place £10,000 in cash within a Grade 1 safe, the maximum valuables cover will reduce by £100,000.
In simple terms, for every £1,000 in cash stored, your jewellery or watch cover decreases by £10,000. Placing more than this in your safe will mean you will not be covered above the agreed cover value outlined above.
Choosing the correct insurance-rated safe not only satisfies your insurer's requirements but ensures that your luxury watch safe provides the optimal balance between security and style.
We work with leading UK based safe manufacturers to offer a large range of safes in different sizes and grades, contact us to discuss different options.
Explore our range of bespoke safes on our online store or contact us to discuss the best Grade for your needs.
